As November’s crisp air rolls in and travel plans start taking a wintry turn, now is the perfect time to ensure your coverage is as ready for the season as your luggage is. Whether you’re heading out on a late-autumn getaway, settling into cozy home comforts, or switching between work and holiday mode, having strong health insurance in place is more important than ever. Cold weather, changing routines and holiday travel combine to create conditions where unexpected medical events, injuries and illnesses can occur — and the right insurance cover can make all the difference. Why November and Winter Travel Raise the Stakes Winter brings a unique set of health- and travel-related risks. For example, lower temperatures can increase the incidence of respiratory illnesses, flu and seasonal colds. At the same time, slippery surfaces, frost and icy roads raise the risk of slips, falls and accidents. If you’re travelling, even a simple medical visit abroad can turn into a costly affair.In sho...